Eligibility & Changes

Employee Eligibility

You may participate in the benefit plans if you are a regular, full-time employee working at least 30 hours per week (or equivalent). Non-managers are eligible for benefits on the first of the month following 30 days of employment (never to exceed 60 days). Managers are eligible for benefits on the first of the month following their date of hire.

You will automatically be enrolled in all company-paid benefit plans – Basic Life insurance, Basic Accidental Death and Dismemberment (AD&D) insurance, Long-term Disability (LTD) coverage and the Employee Assistance Program (EAP).

Dependent Eligibility

If you enroll in benefits, you may also cover your family members. Your dependents are eligible for coverage if they fall into one of these categories:

  • Your legal spouse (as certified by a court of law) or domestic partner
  • Your children up to age 26 (natural children, legally-adopted children, stepchildren and other children for whom you are the legal guardian)
  • Dependent children of any age who are unable to support themselves due to a mental or physical disability

Enrolling in Benefits

You may call the Benefits Service Center [or other name of help desk] at [phone number] to enroll by telephone. Your calls will be answered from [availability in time]. Or, you may enroll online any time at [website, if available].

New hires have 30 days from your date of hire to enroll yourself and your eligible dependents in the Medical, Dental, Vision, Short-term Disability (STD), and Voluntary Life insurance plans. If you miss the 30-day window, your next opportunity to enroll will be the following annual enrollment period (unless you have a qualifying change in status).

Making Changes to Your Coverage

After your initial enrollment as a new hire, you may only make changes to your benefit elections during annual enrollment unless you have a qualifying event that changes your family status. Qualifying events include, but are not limited to:

  • Marriage, divorce, legal separation or death of a spouse
  • Birth, adoption, placement for adoption, death or change in custody of a child or dependent
  • A change in your or your spouse’s employment that affects your benefits eligibility
  • Receiving a court order, such as a qualified medical child support order
  • Your child no longer meeting the eligibility requirements
  • Eligibility for Medicare, Medicaid or CHIP (for you or your dependents; 60-day change window)

If you have a qualifying event, you must notify the Benefits Service Center within 30 days to make changes to your benefit elections related to the event.